Equipment we finance for London businesses
Common files closed for London-area operators:
- Highway tractors for 401 lanes between Windsor and Toronto
- Food-grade reefer trailers for London's dairy and food sector
- Construction equipment for residential growth across Middlesex County
- Specialty agricultural trucks for tobacco, dairy, and grain operations
- Refinancing for established owner-operators consolidating debt
London-area customer profiles
Who we typically work with in London:
- 401-corridor long-haul owner-operators
- Food and beverage cartage carriers
- Local cartage and final-mile fleets
- Mid-size construction firms
- Cross-border (Windsor / Sarnia / Detroit) operators
Why we work well in Southwestern Ontario
Cross-border activity and food-grade specialty equipment require lender partners who underwrite for the specific use case — generic equipment lenders often miss the nuance. We identify the right specialist for each London file from the start.
Frequently Asked Questions
I run mostly cross-border into Detroit — does that complicate financing?
Not at all. Cross-border revenue is generally viewed positively by lenders provided the trip records and customer base are documentable.
Can you finance equipment for food-grade transport?
Yes — food-grade reefer and tanker financing is one of our active specialties, particularly for the dairy and beverage industries strong in Southwestern Ontario.
What documents are usually required?
For applications under $250,000 the file is typically minimal — a one-page application and basic ID. Above $250,000 we generally request two years of business financial statements and the most recent three months of bank statements. Specific lenders may also request equipment quotes, articles of incorporation, or a personal net-worth statement.