Equipment financing arranged in 24 hours.Up to $5 million. Built for Canadian operators.

Most applications receive a decision within 24 hours. Funding typically follows within 48 hours of approval, depending on dealer documentation.

Our lender network welcomes FICO scores from 550 and up. We also place startups (under 2 years in business) and applicants with recent credit events on a case-by-case basis. Strong cash flow and equipment value help offset credit concerns.

Yes. We arrange financing on used commercial equipment up to 20 years old, with no minimum age. Used equipment often qualifies for the same rates as new.

Yes. We have programs with lenders for businesses under 2 years old, including first-time owner-operators and recent CDL graduates. A meaningful down payment and clear business plan strengthen the application.

For amounts under $250K, typically just a one-page application — no financials required. Above $250K, we'll request 2 years of business tax returns and recent bank statements. Fast-track applications can move forward with minimum documentation.